08.01.2026 10:42
According to TÜİK data, the highest real return in 2025 was seen in gold bullion. When adjusted for CPI, gold bullion became the investment instrument that provided the highest return to its investors at 51.77%. In December, the highest real return, when adjusted for CPI, was achieved in Government Domestic Debt Securities (GDDS) at 3.98%.
The Turkish Statistical Institute (TÜİK) announced the real return rates of financial investment instruments for December and the year 2025.
According to the data, when evaluated on an annual basis, the investment in gold bullion provided the highest real return for investors. Gold bullion provided a real return of 55.60% when adjusted for the Producer Price Index (YI-UFE) and 51.77% when adjusted for the Consumer Price Index (CPI).
DEPOSIT INTEREST RATE 8.93%
In the annual evaluation, when adjusted for YI-UFE, the deposit interest rate (gross) provided a real gain of 8.93%, government bonds (DIBS) 7.36%, and euro 6.84%. During the same period, the dollar caused a loss of 4.47%, and the BIST 100 index caused a loss of 11.35% for investors.
When adjusted for CPI, the deposit interest rate (gross) provided a real return of 6.25%, DIBS 4.72%, and euro 4.21%. The dollar caused a real loss of 6.82%, and the BIST 100 index caused a real loss of 13.53%.
PEAK DIBS IN DECEMBER
According to TÜİK data, in December, the highest real return, when adjusted for YI-UFE, was 4.13%, and when adjusted for CPI, it was 3.98% for Government Domestic Debt Securities (DIBS). In December, when adjusted for YI-UFE, gold bullion provided a real gain of 3.75%, the BIST 100 index 2.81%, the deposit interest rate (gross) 2.22%, euro 1.56%, and the dollar 0.21% for investors.
When adjusted for CPI, gold bullion provided a real return of 3.61%, the BIST 100 index 2.67%, the deposit interest rate (gross) 2.08%, euro 1.42%, and the dollar 0.07%.