11.01.2026 22:20
Retirees, whose salaries for the new year have been determined by the latest raise, are focused on the updated promotion figures released by banks. As of January 2026, public and private banks have entered a competition to expand their customer portfolios. Campaigns that have reached record levels of 31,000 TL with cash payments and reward packages have become an additional source of income for retirees.
With the clarification of the minimum wage and pension increases for the year 2026, a "race to attract retirees" has begun in the banking sector. While the promotion amounts that concern millions of retirees are being updated, some banks' offers have risen to the level of 31,000 TL.
Here is the latest situation in the world of current pension promotions for 2026 and new campaigns from bank to bank:
NEW ERA IN 2026 PENSION PROMOTIONS: WHO GIVES HOW MUCH?
Banks have based their 2026 strategies not only on cash promotions but also on "additional reward" packages tied to bill instructions and credit card expenditures.
TOP BANKS (25,000 TL - 31,000 TL)
QNB: The bank offering one of the highest bids of 2026 has prepared a package of up to 31,000 TL with a campaign valid until January 31, 2026.
Akbank: In addition to the 15,000 TL cash given for salary transfer, this amount is completed to 30,000 TL with bill instructions and credit card usage.
Yapı Kredi: In its campaign valid until the end of January, it offers retirees a cash opportunity of up to 30,000 TL.
VakıfBank: Standing out among public banks, VakıfBank raises the total earnings to 30,000 TL with an additional 12,000 TL cash promotion and Troy card expenditures.
DenizBank & Şekerbank: Both banks are drawing attention by raising the bar for 2026 with payments of up to 27,000 TL.
Garanti BBVA: It combines the 15,000 TL main promotion with bonuses and insurance advantages to reach the level of 25,000 TL.
LATEST SITUATION IN OTHER BANKS
İş Bankası: With the May update, it has increased its payments to 24,000 TL based on the pension amount.
TEB: It offers a total support of 21,000 TL with the additional condition of bill instructions.
Public Banks (Ziraat & Halkbank): They continue to offer promotion payments of up to 12,000 TL as standard.
3 CRITICAL POINTS TO CONSIDER WHEN RECEIVING PROMOTIONS
Pay attention to additional conditions: The high figures announced by banks (for example, 31,000 TL) are usually tied to "additional conditions" (bill instructions, credit card spending, bringing in new customers, etc.). Always ask about the amount given in cash.
e-Government convenience: You do not need to go to the branch to transfer your salary. You can change banks in minutes through e-Government or the relevant bank's mobile application.
Commitment period: Promotions usually cover a period of 3 years. However, if you find a better offer, you can change banks at any time by leaving the money for the duration you stayed at your current bank and returning the remaining amount.