13.10.2026 15:13
A new era has begun in banking. Some banks have started offering the opportunity to inspect second-hand vehicles and create purchase requests through their mobile applications. Users can access vehicles' inspection reports, damage records, and estimated market values through the app. On the other hand, while services such as iPhone rental, HGS, and insurance transactions are also moving to mobile banking, banks' digital platforms are expanding with services for different needs.
With digitalization in the banking sector, the use of mobile applications is expanding. In addition to money transfers, loans, and payment transactions, services for purchasing second-hand automobiles are also moving to banks' digital channels.
Some banks are offering second-hand vehicles in their leasing portfolios for users to examine through their mobile applications. Customers can compare the features of the cars offered for sale and create purchase requests for the vehicles they like.
EXPERTISE REPORTS AND DAMAGE RECORDS CAN BE VIEWED
In the new services offered through mobile banking, not only photographs and technical specifications of the vehicles are included, but also important information affecting the purchase decision.
Users can review the vehicles' expertise reports and Tramer records from the relevant sections of the applications. On some platforms, information about the estimated market value of the cars can also be accessed.
Thus, those who want to buy a second-hand vehicle can obtain detailed information about the cars without switching to different platforms.
PHONE RENTAL SERVICE HAS ALSO STARTED
The innovations added to banks' mobile applications are not limited to car buying and selling.
On some digital platforms, an iPhone rental service is also offered. Users can select the device they want to rent; they can track the contract, payment, and delivery processes through the mobile application.
With this model, banking applications bring together services for different consumer needs as well as financial transactions.
THERE ARE ALSO NEW SERVICES FOR VEHICLE OWNERS
In mobile banking applications, transactions for car owners are also diversifying.
While some banks allow users to track their vehicle expenses and important dates, they also provide information about the estimated sale price and selling time of the cars.
In addition, access to HGS and insurance transactions can be provided. In second-hand vehicle sales, systems that ensure the sale price is kept under protection until notary procedures are completed can be used.
THE SCOPE OF BANKING APPLICATIONS MAY EXPAND
Models that bring financing, leasing, insurance, and second-hand vehicle sales together on the same digital platform are also used around the world.
It is assessed that these applications, which some banks in Turkey have implemented, may become even more widespread in the coming period. In addition to vehicle and phone services, transactions in different areas such as housing, travel, and insurance are expected to find more place in mobile banking applications.