Conditions for the marriage loan have changed.

Conditions for the marriage loan have changed.

20.08.2026 08:50

Within the scope of the Family and Youth Fund, the conditions for the interest-free marriage loan provided to young people who are about to get married have been rearranged. While the income limit was raised to 2.5 times the gross minimum wage and the credit support was increased up to 250 thousand liras depending on the age criterion, during the repayment period, couples who have their first child were granted a 12-month deferment, and those who have a second child were granted the opportunity to have the remaining debt completely written off.

The scope of the interest-free marriage loan offered to young couples about to get married by the Family and Youth Fund has been expanded.

SUPPORT UP TO 250 THOUSAND LIRA DEPENDING ON AGE

In the loan system updated as of 2026, the amount of support to be provided is determined according to the age range of the couples. After applications made entirely through digital platforms, couples who participate in the pre-marital education program required by the ministry receive payment based on the age criterion:

  • 250 thousand lira support: Provided if both prospective spouses are between the ages of 18-25.
  • 200 thousand lira support: This amount is deposited into the account if at least one of the spouses is between the ages of 26 and 29.

NEW INCOME LIMIT

In the regulation aimed at easing the financial burden on young people during the marriage process, significant flexibility has also been introduced in the application requirements. With the new decision, the required income limit has been raised to 2.5 times the gross minimum wage.

The repayment plan for this loan, which can only be utilized once in a lifetime, has been designed quite advantageously:

  • No repayment is requested from couples during the first 2 years (24 months).
  • The remaining debt is installmented within 24 months from the end of the grace period.
  • The loan amount is transferred directly to the applicant's address/account immediately after the marriage ceremony is performed and the marriage declaration is submitted.

GREAT NEWS FOR THOSE WHO HAVE CHILDREN: THE DEBT IS FORGIVEN

One of the most striking details of the regulation is the brand new incentives offered to couples who have children. If the family grows while the loan repayment process continues, the debt burden is directly eliminated:

Payment Deferral for the First Child: For the first child born during the repayment process, loan installment payments are deferred for a full 12 months.

Complete Grant for the Second Child: If the couples have a second child, an even greater convenience comes into play; the remaining loan installments are fully granted by the state, and the debt is completely closed.

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