The details of retirement for housewives are becoming clear.

28.04.2025 13:12

The details of the retirement plan for housewives are becoming clearer. While it is expected that the government will cover one-third of the premium, Minister of Labor and Social Security Vedat Işıkhan announced on a television channel that the work in this area will be completed before 2028.

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Work on retirement applications for housewives with premium support is ongoing without interruption. While the retirement conditions for housewives, which President Recep Tayyip Erdoğan announced, have raised great curiosity, Minister of Labor and Social Security Vedat Işıkhan explained the latest developments in this area.

MINISTER IŞIKHAN: WE WILL COMPLETE IT BEFORE 2028

In statements made during a live broadcast on CNN Türk, Minister Işıkhan reported that the female labor force participation rate is 35.9%, but new studies are being conducted. Işıkhan stated that the announcement of retirement for housewives is planned to be made before 2028. Minister Işıkhan continued his statement as follows: Our female labor force participation rate is 35.9%, and our target here is 40%. We have initiated our studies aimed at housewives. Especially regarding which housewives we will include, we have conducted a joint study in this direction. A technical study is being conducted to determine what kind of support we will provide to housewives with disabled children, as their burden is of a different dimension. We have started a study that seeks answers to many questions, such as how many years it will take and whether they will be tradespeople or not. Hopefully, we will have the opportunity to share our retirement announcement for housewives before 2028.

HOW WILL THE SYSTEM WORK?

It is on the agenda to include housewives in the social security system by providing premium support, thus enabling them to gain retirement rights. According to a report by Hürriyet Newspaper writer Noyan Doğan; today, housewives can also be included in the social security system, pay premiums, and retire. Housewives can apply to SGK to become voluntarily insured, and by paying regular premiums, they can also gain retirement rights. The insurance period starts when the application made to SGK is recorded. Housewives can determine the monthly premiums they will pay within certain limits.

HOW MUCH WILL THE PREMIUM AMOUNT BE?

The minimum premium to be paid is 32% of the gross minimum wage; the maximum premium to be paid is 32% of 7.5 times the gross minimum wage. The higher the premium paid, the higher the pension received upon retirement. 20% of the premium to be paid is for disability, old age, and death insurance, while 12% is for general health insurance. Housewives who take out voluntary insurance are evaluated under Bağ-Kur and gain the right to retire according to these conditions. When they are voluntarily insured, they need to pay premiums for 9,000 days and reach the age of 58 to be able to retire.

THE STATE WILL PAY ONE-THIRD OF THE PREMIUM

Currently, housewives who do not have any insurance or social security will also be included in the social security system under voluntary insurance. With the upcoming regulation, the state will pay one-third of the premium. This support will be limited to the minimum wage, and when calculated based on today's minimum wage, the following table emerges:

• The housewife who will pay a monthly premium of 8,321 lira by taking out voluntary insurance,



• 2,773 lira of her premium will be covered by the state each month;



• Thus, the housewife will only need to pay a monthly premium of 5,548 lira.



• Additionally, any proportional increase in the minimum wage will also be reflected in this support at the same rate.