10.02.2026 20:20
The investment instruments that provided the highest real returns in January have been determined. When adjusted for CPI, the highest monthly real return in January was 7.45% for gold bullion. The euro resulted in a loss of 3.22%, and the US dollar led to a loss of 3.43%. When financial investment instruments were evaluated over 3 months, 6 months, and annually, the scenario remained unchanged.
The Turkish Statistical Institute (TÜİK) announced the "real return rates of financial investment instruments" for January.
THE HIGHEST MONTHLY REAL RETURN IN JANUARY WAS ON GOLD BARS
Accordingly, the highest monthly real return in January was seen in gold bars, with a rate of 9.72% when adjusted for the domestic producer price index (YI-PPI) and 7.45% when adjusted for the consumer price index (CPI).
When adjusted for YI-PPI, among investment instruments, the BIST 100 index provided a real return of 9.50%, government domestic debt securities (DIBS) provided 1.93%, and deposit interest (gross) provided 0.31% to investors.
THE MOST LOSS WAS IN DOLLARS
On the other hand, when adjusted for YI-PPI, the Euro lost 1.18% and the US dollar lost 1.39%. When adjusted for CPI, while the BIST 100 index provided a real return of 7.23% to investors, DIBS caused a loss of 0.18%, deposit interest (gross) caused a loss of 1.76%, the Euro caused a loss of 3.22%, and the US dollar caused a loss of 3.43%.
THE SCENARIO IS THE SAME IN 3 AND 6 MONTH EVALUATIONS
Gold bars were the investment instrument that provided the highest real return to investors in the three-month evaluation, with a rate of 13.37% when adjusted for YI-PPI and 10.84% when adjusted for CPI. During the same period, the US dollar was identified as the investment instrument that caused the most loss to investors, with a loss of 0.92% when adjusted for YI-PPI and 3.14% when adjusted for CPI.
According to the six-month evaluation, gold bars were the investment instrument that provided the highest real return to investors, with a rate of 40.16% when adjusted for YI-PPI and 35.44% when adjusted for CPI, while during the same period, the US dollar was calculated as the investment instrument that caused the most loss to investors, with a loss of 3.50% when adjusted for YI-PPI and 6.75% when adjusted for CPI.
THE HIGHEST REAL RETURN ANNUALLY IS ALSO ON GOLD BARS
When financial investment instruments are evaluated annually, gold bars emerged as the investment instrument that provided the highest real return to investors, with a rate of 70.97% when adjusted for YI-PPI and 66.41% when adjusted for CPI.
In the annual evaluation, when adjusted for YI-PPI, among investment instruments, the Euro provided a real return of 8.37%, deposit interest (gross) provided 7.24%, and DIBS provided 6.10%, while the BIST 100 index caused a loss of 0.51% and the US dollar caused a loss of 4.39% to investors.
When adjusted for CPI, the Euro provided a real return of 5.49%, deposit interest (gross) provided 4.39%, and DIBS provided 3.28%, while the BIST 100 index caused a loss of 3.16% and the US dollar caused a loss of 6.93% to investors.