Ziraat Bankası is establishing a new bank.

The Banking Regulation and Supervision Agency (BDDK) has given its approval. Ziraat Bankası is officially establishing a new digital bank. In a statement from the bank, it was announced that Ziraat Dinamik, which received approval for its establishment last year, has also obtained an operating license with the BDDK's decision dated October 31.

"DIGITAL BANKING HAS UNDERGONE A SIGNIFICANT TRANSFORMATION"

In the statement, Cüneyt Sağlık, Deputy General Manager of Digital Banking and Payment Systems at Ziraat Bankası and also the Chairman of the Board of Ziraat Dinamik Bank, noted that digital banking has undergone a significant transformation in recent years due to the rapid development of technology and changing user needs, stating that banking transactions have now become faster, more secure, and more accessible thanks to mobile applications and innovative financial services.

"ESTABLISHED TO INVEST IN THE FUTURE FROM NOW"

Emphasizing that Ziraat Bankası has approximately 23 million active digital customers, making it the bank with the most digital banking customers in Turkey, Sağlık stated, "On the other hand, Ziraat Dinamik Bank was established to further expand the customer base of Ziraat Finance Group, to reach every customer in our country, to create differentiation with a new customer experience and a new face, and to invest in the future with a new service model that does not have physical branches."

"WE EXPECT THE DIGITAL BANKING ECOSYSTEM TO GROW EVEN MORE"

Cüneyt Sağlık noted that Ziraat Dinamik holds the title of the first digital bank established under the main ownership of a bank in Turkey, stating that they aim to carry the strength, experience, and reliability of Ziraat from the past into the future of digital banking with Ziraat Dinamik.

Sağlık mentioned that they aim to quickly offer new products and services to their customers thanks to Ziraat Dinamik's agile and flexible organizational structure, and to convert the cost advantage it has due to its branchless service model into a competitive advantage. He stated that Ziraat Dinamik, which will provide services with a wide range of transaction sets according to digital bank standards, will strengthen Ziraat Finance Group's leadership in the digital field with the products and services it will launch.

Sağlık conveyed that they expect the digital banking ecosystem to grow even more with the integration of innovations such as data analytics, artificial intelligence, blockchain technology, and digital assets, stating that they aim to position Ziraat Dinamik among the leading banks in all these areas.