06.12.2024 11:50
The Banking Regulation and Supervision Agency (BDDK) has made changes to the loan amounts and installment terms for new and refurbished mobile phones. After setting a base price of 20,000 Turkish Lira, there has been curiosity about which phones can be purchased for less than this price. Here are the best smartphone models that can be bought for under 20,000 TL.
The Banking Regulation and Supervision Agency has made changes to the Regulation on Credit Transactions of Banks. Thus, the credit amount and installment number used for purchasing new, second-hand, and refurbished phones have been redefined.
THE UPPER LIMIT FOR NEW PHONES IS 12 MONTHS
In a statement from the institution, it was expressed that for consumer loans used for purchasing mobile phones, the maturity limit is set to twelve months for mobile phones priced at 20,000 lira and below, and the maturity limit is set to three months for mobile phones priced above 20,000 lira.
THE CEILING FOR REFURBISHED PHONES HAS BECOME 25,000 TL
It was stated in the announcement that the maturity limit for mobile phones classified as "refurbished products" is twelve months for those priced at 25,000 lira and below, and three months for those priced above 25,000 lira.
WHAT HAS CHANGED WITH THE NEW APPLICATION?
Currently, installment payments cannot be made for second-hand mobile phones that are not classified as new or refurbished products. However, if the mobile phone is classified as a refurbished product, it can be paid in installments for 12 months without any amount limit.
WHICH PHONES CAN BE PURCHASED FOR UNDER 20,000 TL?
Following the change in the number of installments with the BDDK's decision, the new installment regulation has brought the question of which phones can be purchased. Here are the smartphone brands and models that can be purchased for under 20,000 TL:
SMARTPHONES BETWEEN 20,000 AND 15,000 TL
Vivo V29lite 5G (8+256) Smartphone Black Diamond Shine 19,999 TL
Huawei Nova 11 8GB/256 GB Green Smartphone 19,999 TL
Samsung Galaxy A55 8/256 GB Smartphone Black 19,999 TL
Oppo Reno 11F 5G 8GB+256 GB Palm Green Smartphone 18,999 TL
Xiaomi Redmi Note 13 Pro 12GB/512GB Purple Smartphone 18,499 TL
Tecno Pova 6 Pro 12/256GB Smartphone Gray 16,999 TL
Realme 12 8GB+512GB Deep Green Smartphone 16,999 TL
Tecno Camon 30 12/256GB Smartphone Basalt Black 16,499 TL
Vivo V40lite (8+256) Smartphone Black Purple 16,499 TL
General Mobile GM Phoenix 5G Dual Carbon Black 8/256 GB Smartphone 15,499 TL
SMARTPHONES BETWEEN 15,000 AND 10,000 TL
Xiaomi Redmi Note 13 Pro 8GB/256GB Green Smartphone 14,999 TL
Vivo V30lite (8+256) Smartphone Coral Black 14,999 TL
Realme 12 8GB+256GB Horizon Blue Smartphone 14,999 TL
Infinix Note 40 8GB/256GB Smartphone Titan Gold 14,999 TL
Tecno Spark 20 Pro 12/256GB Black Smartphone 13,999 TL
Samsung Galaxy A25 5G 8/256 Gb Smartphone Light Blue 13,499 TL
Vivo Y28 8/256 Gb Smartphone Metallic Green 12,999 TL
Oppo A60 8GB+256 GB Night Purple Smartphone 11,999 TL
General Mobile GM 24 Pro Swan White 8+8 GB RAM 256 GB Mobile Phone 11,599 TL
Xiaomi Redmi Note 13 8GB/256GB Blue Smartphone 11,599 TL
Samsung Galaxy A15 8/256 Gb Smartphone Black 10,999 TL
Xiaomi Redmi 14C 8 + 256 GB Smartphone Black 10,599 TL
PHONES BETWEEN 10,000 AND 9 TL
Vivo Y36 8/128 GB Smartphone Golden Yellow 9,999 TL
Tecno Camon 20 8GB/256 GB Glacier Sparkle White Smartphone 9,999 TL
Tecno Spark 20 8/256GB Smartphone Black 9,999 TL
Tecno Spark 20 8/256GB Smartphone White 9,999 TL
Tecno Spark 20 8/256GB Smartphone Bright Yellow 9,999 TL
Realme 11 8GB+128GB Glossy Black 9,999 TL
Realme 11 8GB+128GB Shiny Gold 9,999 TL
Xiaomi Redmi 13 8GB+256GB Smartphone Ocean Blue 9,999 TL
Xiaomi Redmi 13 8GB+256GB Smartphone Sandy Gold 9,999 TL
Xiaomi Redmi 13 8GB+256GB Smartphone Midnight Black 9,999 TL
General Mobile GM Era 50 Dual Magnificent Black 6+256 GB Smartphone 9,999 TL
General Mobile GM Era 50 Dual Moonlight White 6+256 GB Smartphone 9,999 TL
General Mobile GM Era 50 Dual Green Elegance 6+256 GB Smartphone 9,999 TL
Oppo Reno A3 6GB+128 GB Star White Smartphone 9,999 TL
Oppo Reno A3 6GB+128 GB Glossy Black Smartphone 9,999 TL
Vivo Y28 8/128 GB Smartphone Metallic Green 9,749 TL
Vivo Y28 8/128 GB Smartphone Coral Orange 9,749 TL
General Mobile GM Era 50 Dual Green Elegance 6+128 GB Smartphone 9,599 TL
General Mobile GM Era 50 Dual Moonlight White 6+128 GB Smartphone 9,599 TL
General Mobile GM Era 50 Dual Black 6+128 GB Smartphone 9,599 TL
PHONES BETWEEN 9,000 AND 8 TL
Xiaomi Redmi 13C 8GB/256GB Smartphone Midnight Black 8,999 TL
Xiaomi Redmi 13C 8GB/256GB Smartphone Navy Blue 8,999 TL
Infinix HOT40I X6528B 8/256 Smartphone Green 8,999 TL
Infinix HOT40I X6528B 8/256 Smartphone Black 8,999 TL
Infinix HOT40I X6528B 8/256 Smartphone Gold 8,999 TL
Infinix HOT40I X6528B 8/256 Smartphone Blue 8,999 TL
Tecno Spark 20 8/128GB Smartphone Bright Yellow 8,999 TL
Tecno Spark 20 8/128GB Smartphone White 8,999 TL
Tecno Spark 20 8/128GB Smartphone Black 8,999 TL
Realme C61 8GB+256GB Dark Green Smartphone 8,999 TL
Realme C61 8GB+256GB Glossy Gold Smartphone 8,999 TL
Tecno Spark 20C 8/128GB Smartphone Black 8,999 TL
Tecno Spark 20C 8/128GB Smartphone Gold 8,999 TL
Tecno Spark 20C 8/128GB Smartphone Green 8,999 TL
Xiaomi Redmi 14C 6 + 128 GB Smartphone Green 8,699 TL
Xiaomi Redmi 14C 6 + 128 GB Smartphone Blue 8,699 TL
Xiaomi Redmi 14C 6 + 128 GB Smartphone Black 8,699 TL
Realme C61 6GB+128GB Dark Green Smartphone 8,599 TL
Realme C61 6GB+128GB Glossy Gold Smartphone 8,599 TL
Vivo Y18 8/256 GB Smartphone Reddish Brown 8,499 TL
Vivo Y18 8/256 GB Smartphone Sky Blue 8,499 TL
Oppo A38 6GB+128 GB Glossy Black Smartphone 8,499 TL
Oppo A38 6GB+128 GB Glossy Yellow Smartphone 8,499 TL
Oppo A60 8GB+128 GB Night Purple Smartphone 8,499 TL
Oppo A60 8GB+128 GB Wave Blue Smartphone 8,499 TL
Tecno Spark 10 Pro 8GB/256GB Eclipse Smartphone 8,399 TL
PHONES BETWEEN 8,000 AND 7 TL
Xiaomi Redmi 13C 6GB/128GB Smartphone Navy Blue 7,999 TL
Xiaomi Redmi 13C 6GB/128GB Smartphone Midnight Black 7,999 TL
OMIX X7 8GB+128 Black Smartphone 7,999 TL
OMIX X7 8GB+128 White Smartphone 7,999 TL
OMIX X7 8GB+128 Purple Smartphone 7,999 TL
Realme C53 8GB+256GB Powerful Black 7,999 TL
Realme C65 6GB+128GB Starry Gold Smartphone 7,999 TL
Realme C65 6GB+128GB Starry Black Smartphone 7,999 TL
Tecno Spark 20C 4/128GB Smartphone Gold 7,999 TL
Tecno Spark 20C 4/128GB Smartphone White 7,999 TL
Tecno Spark 20C 4/128GB Smartphone Magical Green 7,999 TL
999 TL
Tecno Spark 20C 4/128GB Smartphone Black 7. 999 TL
Vivo Y17s 6/128 GB Smartphone Shimmering Purple 7. 749 TL
General Mobile GM Era 30 Dual Cosmic Black 4+128 GB Smartphone 7. 599 TL
General Mobile GM Era 30 Dual Star White 4+128 GB Smartphone 7. 599 TL
Samsung Galaxy A05s 4/128 GB Smartphone Black 7. 499 TL
Vivo Y19s 4/128 GB Smartphone Shimmering Black 7. 499 TL
Vivo Y19s 4/128 GB Smartphone Shimmering Silver 7. 499 TL
PHONES BETWEEN 7 THOUSAND AND 6 TL
Vivo Y18 8/128 GB Smartphone Chestnut Brown 6. 999 TL
Vivo Y18 8/128 GB Smartphone Sky Blue 6. 999 TL
Samsung Galaxy A06 4/128 GB Smartphone Black 6. 999 TL
Samsung Galaxy A06 4/128 GB Smartphone Light Blue 6. 999 TL
Samsung Galaxy A06 4/128 GB Smartphone Gold 6. 999 TL
Realme Note 60 4GB+128GB Smartphone Sky Blue 6. 999 TL
Realme Note 60 4GB+128GB Smartphone Marble Black 6. 999 TL
Vivo Y18 4/128 GB Smartphone Chestnut Brown 6. 949 TL
Vivo Y18 4/128 GB Smartphone Sky Blue 6. 949 TL
Vivo Y17s 4/128 GB Smartphone Forest Green 6. 749 TL
OMIX X6 6GB+128GB Black Smartphone 6. 499 TL
OMIX X6 6GB+128GB Purple Smartphone 6. 499 TL
OMIX X6 6GB+128GB Blue Smartphone 6. 499 TL
OMIX X5 6GB/128GB BT Blue Smartphone 6. 399 TL
OMIX X5 6GB/128GB BT Gold Smartphone 6. 399 TL
OMIX X5 6GB/128GB BT Graphite Smartphone 6. 399 TL
OMIX X5 6GB/128GB BT White Smartphone 6. 399 TL
OMIX X5 6GB/128GB BT Purple Smartphone 6. 399 TL
Tecno Spark Go 2024 4/128 Smartphone Black 6. 199 TL
Tecno Spark Go 2024 4/128 Smartphone White 6. 199 TL
Tecno Spark Go 2024 4/128 Smartphone Green 6. 199 TL
Tecno Spark Go 2024 4/128 Smartphone Gold 6. 199 TL
PHONES BETWEEN 6 THOUSAND AND 5 TL
Realme C53 4GB+128 GB Black 5. 999 TL
Realme Note 50 4GB+128GB Smartphone Night Black 5. 999 TL
OMIX X4 6GB+128 GB Black Smartphone 5. 999 TL
PHONES UNDER 5 THOUSAND TL
Omix X3 4GB+64GB Graphite Smartphone 4. 999 TL