08.10.2025 10:50
The Banking Regulation and Supervision Agency (BDDK) has announced that the application period for the restructuring of individual credit card debts will end on Friday, October 10. Citizens with credit card debt will be able to restructure their debts into installments of up to 48 months under this regulation.
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The application period for the Banking Regulation and Supervision Agency's (BRSA) restructuring of individual credit card debts will end on Friday, October 10, 2025.
LAST 2 DAYS FOR RESTRUCTURING
There are 2 days left until the application deadline for the restructuring of individual credit cards or previously restructured credit card debts.
According to the BRSA's board decision dated July 10, debts can be paid in installments of up to 48 months under this regulation.
LIMIT CANNOT BE INCREASED WITHOUT PAYING 50% OF THE DEBT
The monthly installment amounts determined within the scope of restructuring will be added to the minimum payment amount of the relevant month. The limit of credit cards allocated to the cardholder cannot be increased without paying 50% of the credit card restructuring debt.
In the event that the restructuring amount exceeds the credit card limit, it has been decided that the exceeding part will not be considered as a limit excess.
MAXIMUM INTEREST RATE IS 3.11%
As part of the decision taken, the Central Bank of the Republic of Turkey (CBRT) has also set the maximum interest rate to be applied in credit card restructuring transactions at 3.11%.
The application period for the restructuring will end on Friday, October 10, 2025.
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