06.02.2025 16:22
The Currency Protected Turkish Lira Deposit and Participation Accounts decreased by 25 billion 251 million lira last week, falling to 996 billion 190 million lira for the first time. The total loan volume of the banking sector increased by 162 billion 931 million lira, rising to 16 trillion 367 billion 179 million lira. Consumer loans amounted to 2 trillion 63 billion lira, while non-performing receivables rose to 314 billion 726 million lira.
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The Currency Protected Turkish Lira Deposits and Participation Accounts (KKM) decreased by 25 billion 251 million lira last week, falling to 996 billion 190 million lira for the first time.
According to the weekly bulletin published by the Banking Regulation and Supervision Agency (BDDK), the total credit volume of the banking sector increased by 162 billion 931 million lira in the week of January 31, rising from 16 trillion 204 billion 249 million lira to 16 trillion 367 billion 179 million lira. The total deposits in the banking sector, including interbank transactions, decreased by 337 billion 24 million lira last week, reaching 19 trillion 48 billion 105 million lira.
THE AMOUNT OF CONSUMER LOANS REACHED 2 TRILLION 63 BILLION LIRA
The amount of consumer loans increased by 25 billion 85 million lira as of January 31, reaching 2 trillion 62 billion 695 million lira. Of this amount, 523 billion 539 million lira was for housing, 71 billion 219 million lira for vehicles, and 1 trillion 467 billion 937 million lira for personal loans. During this period, the amount of installment commercial loans increased by 17 billion 772 million lira, reaching 2 trillion 298 billion 851 million lira. The individual credit card receivables of banks rose by 4.1% to 1 trillion 908 billion 746 million lira. Of the individual credit card receivables, 657 billion 358 million lira was installment debt, while 1 trillion 251 billion 388 million lira was non-installment debt.
LEGAL EQUITY CAPITAL INCREASED
In the banking sector, non-performing loans increased by 9 billion 828 million lira as of January 31, reaching 314 billion 726 million lira compared to the previous week. A special provision was allocated for 233 billion 34 million lira of the non-performing loans. During the same period, the legal equity capital of the banking system increased by 6 billion 668 million lira, reaching 3 trillion 589 billion 816 million lira. The KKM balance fell by 2.5% and 25 billion 251 million lira last week, dropping to 996 billion 190 million lira. Thus, the size of KKM constituted 5.23% of total deposits.
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