09.01.2026 17:01
The installment increases that those who purchased housing or land from TOKİ and made payments have been eagerly awaiting have been determined. Accordingly, the installment increase rate for the period of January-June 2026 is 15.57%.
The installment increase rate that those who purchase housing or land from the Housing Development Administration (TOKİ) have been eagerly waiting for has been clarified. TOKİ announced the increase rate for the repayment amounts that will be valid for the first six months of 2026.
INCREASE RATE: 15.57 PERCENT
Accordingly, the installments and debt balances will be updated based on the civil servant salary increase rate that occurred in the previous six-month period. For the projects constructed by TOKİ, where the sales conditions are dependent on this criterion, the civil servant salary increase rate for the period of July 1, 2025 - December 31, 2025 has been determined as 15.57 percent. This rate will be the basis for the repayment increases to be applied in the first half of 2026.
The following statements were included in the announcement made on TOKİ's official website:
"In the first six-month period of 2026, the indices specified below will be applied to the repayments.
The debt balances and installment amounts for the new projects constructed by the administration and offered for sale based on the previous six-month civil servant salary increase rate will be updated with the civil servant salary increase rate of the previous six-month period (July 1, 2025 - December 31, 2025), which is 15.57 percent.
The debt balances and installment amounts for the old projects constructed by the administration and offered for sale, as well as the projects transferred to our administration from T. Emlak Bankası A.Ş. in accordance with the Council of Ministers Decision No. 2001/2202 published in the Official Gazette dated 03/04/2001, will be updated by taking the lowest rate among the previous six-month period's (July 1, 2025 - December 31, 2025) civil servant salary increase rate (15.57 percent), CPI (12.19 percent), and PPI (10.34 percent), which will be 10.34 percent.
The debt balances and installment amounts for the land sold by the administration will be updated with the PPI rate of the previous six-month period (July 1, 2025 - December 31, 2025), which will be 10.34 percent.
The increase rate to be applied to the use and repayments of the housing loans opened by the administration has been determined as 15.57 percent. (Cooperatives, Cooperative Unions, Social Assistance Institutions, Municipalities, and Producers)"