24.12.2025 08:50
BİM announced that it has decided to establish a traditional participation bank by abandoning its digital bank model as part of its financial participation plan and that it will apply to the Banking Regulation and Supervision Agency (BDDK) for a license to operate.
BİM announced in a statement to the Public Disclosure Platform (KAP) that the strategic roadmap to be followed within the framework of the planned financial subsidiary has been clarified.
DECISION MADE ON PARTICIPATION BANK MODEL
The company completed its feasibility studies aimed at establishing a digital participation bank in October 2024. As a result of the evaluations, a decision was made to adopt the "traditional participation bank" model, taking into account service diversity and operational advantages.
BİM management emphasized that the traditional participation bank license offers a broader range of services compared to the digital bank license. It was stated that activities would primarily be conducted through digital channels, and the chosen model is considered more advantageous in providing comprehensive and innovative solutions to meet customers' financial needs.
OFFICIAL PROCESS INITIATED
In accordance with the decision of the Board of Directors dated December 23, 2025, it was noted that the official process has been initiated under the Banking Law No. 5411 and relevant legislation. The statement indicated that it was decided to apply for a establishment license to the Banking Regulation and Supervision Agency (BDDK) for the new participation bank, in which BİM will hold a majority stake, by December 24, 2025.
The company aims to integrate its strong market position in the retail sector and its extensive customer network with the financial sector.