27.10.2025 14:13
The Minister of Environment, Urbanization, and Climate Change, Murat Kurum, provided information about the "Century's Housing Project," which will involve the construction of 500,000 social housing units in 81 provinces. Minister Kurum answered 30 questions related to the project, including inquiries such as "Can a house be sold before the debt is paid off?" and "Is there an age limit for the martyr family category?"
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The Ministry of Environment, Urbanization and Climate Change is implementing the social housing project, introduced by President Recep Tayyip Erdoğan as the 'largest social housing step in Turkey's history,' covering 81 provinces with the Century Housing Project. A total of 500,000 social housing units will be built under the project, offered for sale with a 10% down payment and payment options of up to 240 months for low-income citizens. This way, citizens will be able to own homes with affordable prices and long-term payment options. Safe housing will also be constructed across the country against disaster risks.
HOUSE SIZES AND SALE PRICES The houses within the scope of the project will consist of two separate 2+1 units of 80 and 65 square meters and 1+1 units of 55 square meters. The prices and installment amounts of the houses will vary in Istanbul and Anatolian provinces. In Anatolia, 1+1 houses will be offered for sale at 1 million 800 thousand TL, 2+1 units of 65 square meters at 2 million 200 thousand TL, and 2+1 units of 80 square meters at 2 million 650 thousand TL. The installments for 1+1 houses in Anatolia will be 6 thousand 750 TL. The installments for 2+1 units of 65 square meters will be 8 thousand 250 TL, and for 2+1 units of 80 square meters, it will be set at 9 thousand 938 TL. In Istanbul, 1+1 houses will be offered for sale at 1 million 950 thousand TL, 2+1 units of 65 square meters at 2 million 450 thousand TL, and 2+1 units of 80 square meters at 2 million 950 thousand TL. The installments for 1+1 houses in Istanbul will be 7 thousand 313 TL, for 2+1 units of 65 square meters will be 9 thousand 188 TL, and for 2+1 units of 80 square meters will be 11 thousand 63 TL.
15 THOUSAND RENTAL SOCIAL HOUSES IN ISTANBUL As part of the same project, the first rental social housing application will be implemented by TOKİ to balance the exorbitant rent increases in Istanbul and facilitate citizens' access to rental housing at affordable prices. In addition to 100 thousand houses in Istanbul, 15 thousand social houses will be built. Citizens who meet the specified criteria will benefit from these houses, which will be rented below the market value.
"OUR CITIZENS' INTEREST IS GREAT" Minister of Environment, Urbanization and Climate Change Murat Kurum shared the frequently asked questions and answers regarding the campaign on his social media account. In his post containing 30 questions and answers, Minister Kurum stated, "Our citizens' interest in the Century Housing Project is great. We receive many questions about our project. We have answered the most frequently asked questions."
QUESTIONS AND ANSWERS 1. What is the Century Housing Project? How will the application and delivery process work?
Applications for this project, which will offer 500 thousand social housing units for low-income citizens under suitable conditions in 81 provinces, will be collected between November 10, 2025, and December 19, 2025. The construction and tender process will start in November 2025. The rules for determining the rights holders will be carried out between December 29, 2025, and February 27, 2026. Deliveries are planned to start in March 2027.
2. Who can apply for the campaign?
Those who are 18 years old and have been a Turkish citizen for the last 10 years can benefit from the campaign.
3. How much quota will be provided to whom?
A quota of 5% will be provided for martyr families, veterans, and disabled citizens, 20% for retired citizens, 10% for families with 3 or more children, and 20% for those aged 18-30.
4. Who can apply in the 'Youth' category?
Citizens born on or after November 10, 1995, who are at least 18 years old (ages 18-30) can apply in this category.
5. Who can apply in the 'families with 3 or more children' category?
Those who have at least 3 children under the age of 18 born after December 19, 2007, can apply.
6. What are the residency requirements?
In the places where applications will be made (if it is a province, in the province; if it is a district, in the district; if it is a town, in the town), it will be required to have resided there for at least 1 year, according to the address-based registration system. For retirees and in earthquake-affected provinces, a population registration or at least 1 year of residency will be required. Those applying in the 'Martyr Families, Veterans, and Disabled' category must have resided in the project province for at least 3 years.
7. Are the income requirements different for Istanbul and other provinces?
Yes. For Istanbul, the maximum net monthly household income should be 145 thousand TL, while for other provinces, it should be 127 thousand TL.
8. What payment conditions will the houses be sold under, and will the conditions change for Istanbul and Anatolian provinces?
All houses will be offered for sale with a 10% down payment and a 240-month installment plan. The prices of the houses will differ for Istanbul and Anatolian provinces. In Anatolia, the installment amount for 1+1 houses will be 6 thousand 750 TL, for 2+1 units of 65 square meters will be 8 thousand 250 TL, and for 2+1 units of 80 square meters will be 9 thousand 938 TL. In Istanbul, the installment amount for 1+1 houses of 55 square meters will be 7 thousand 313 TL, for 2+1 units of 65 square meters will be 9 thousand 188 TL, and for 2+1 units of 80 square meters will be 11 thousand 63 TL.
9. Will those who do not win in the lottery be able to get their application fees back?
Yes.
10. Through which channels will applications be made?
Applications can be made through the branches of Ziraat Bank A. Ş., Halk Bank A. Ş., Emlak Katılım Bankası A. Ş., or via e-Government.
11. How is payment made for e-Government applications?
Payment must be made to the IBAN provided by the system via EFT/transfer/ATM. If not done on time, the application will be canceled.
12. Can more than one application be made on behalf of a household?
No. Only one application can be made on behalf of a household, meaning one application for the individual and their spouse. In the case of multiple applications, the applications will be considered invalid.
13. What sizes will the houses in the project be?
Within the scope of the project, 200 thousand units of 80 square meters 2+1, 150 thousand units of 65 square meters 2+1, and 150 thousand units of 55 square meters 1+1 houses will be offered for sale.
14. Can I choose the type of housing during the application?
No, it cannot be selected. The type of housing will be determined by lottery.
15. When do the installment payments start?
In the month following the contract date.
16. Can the housing be sold before the debt is paid off?
No. It cannot be transferred until the debt is fully paid off.
17. Can co-owners apply?
They can apply as long as they do not have a full independent share.
18. What happens to the ownership rights in case of the applicant's death?
If the rightful owner passes away after the application process, the legal heirs can continue the process by taking over the contract provisions.
19. Can those with no income apply?
Yes. There is no minimum income requirement.
20. If there is no project in my district, can I not apply?
If there is no project in the district of residence, an application can be made for the project in the provincial center. In metropolitan areas, those residing in central districts can apply for projects in the provincial center without district distinction.
21. I am a disaster victim and have been living in another city for more than a year. Can I apply for the project in my hometown?
Yes, for those applying for projects in the 11 provinces located in the disaster area, it will be sufficient for their registered province to be in the disaster area. If they wish, they can also apply in the province where they reside, provided it is not less than one year retroactively.
22. If I cannot win in my category, does my chance end?
No. You will be transferred to the 'Other Buyers' category.
23. Can different family members (grandparents, children over 18, etc.) apply?
Yes, they can apply in their own names.
24. Can those with a building usage certificate apply?
Those who have a residence cannot apply.
25. Can the same person apply in multiple categories?
No.
26. Can Turkish citizens living abroad apply?
Only those who meet the residence requirement in Turkey can apply.
27. Can applications in the 'Disabled' and 'Retired' categories be made through e-Government?
Yes. However, documents must be presented at the contract stage.
28. Can parents of disabled children apply in the disabled category?
No, a mother or father with a disabled child under 18 cannot apply in the disabled category in their own name. They must apply in a category suitable for their situation.
29. Is there an age limit in the martyr family category?
No, there is no age limit in this category.
30. Will rental social housing only be available in Istanbul?
Yes, rental social housing will only be available in Istanbul, limited to 15,000 units.