01.08.2025 17:00
After the Central Bank's decision to lower interest rates, vehicle loan interest rates have become a topic of interest. The interest rates offered by different banks have captured the attention of consumers and investors. Here are the current vehicle loan interest rates by bank...
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The Central Bank's recent interest rate cut has led to increased activity in the credit market. Especially for those wanting to own a car, vehicle loan interest rates have come back to the agenda. While banks offer various interest rates for different maturities and payment plans, consumers have started to search for the most suitable loan offers. Citizens planning to buy a vehicle with a loan are waiting with the expectation of further interest rate cuts, and as of July, activity in vehicle loans has begun. Banks have reduced vehicle loan interest rates, which were at 3.45% at the beginning of the month, to a range of 3.20% - 3.25% by mid-July.
Last week, the Central Bank of the Republic of Turkey (CBRT) cut the policy interest rate by 300 basis points, lowering it from 46% to 43%, which has started to show its effects in the credit market. This move by the Central Bank has led to a gradual decrease in interest rates for many types of loans, including vehicle loans.
HOW MUCH IS THE INTEREST RATE FOR A 400,000 TL VEHICLE LOAN WITH A 36-MONTH MATURITY?
When you request a vehicle loan of 400,000 TL to buy a 0 km vehicle with a 36-month maturity, the interest rates vary by bank. So, according to current data, which bank offers what interest rate for vehicle loans? Here are the vehicle loan interest rates by bank...
KUVEYT TÜRK VEHICLE LOAN INTEREST RATE
Kuveyt Türk offers a profit share rate of 3.00% for vehicle financing. According to the 36-month payment plan, the monthly installment amount is calculated to be 20,862 TL, while the total repayment amount is 753,358 TL.
AKBANK VEHICLE LOAN INTEREST RATE
For those planning to buy a vehicle, Akbank offers a loan option with an interest rate of 3.25%. According to the sample calculation for a 36-month term, the monthly installment amount is 21,818 TL, while the total repayment reaches 787,767 TL. The loan offered by the bank stands out as an attractive option for those wanting to own a vehicle in a high-interest environment.
VAKIF KATILIM VEHICLE LOAN INTEREST RATE
Vakıf Katılım offers a profit share rate of 3.35% for vehicle financing with a 3-month deferral. In the 36-month payment plan, monthly installments are calculated to be around 22,206 TL, while the total repayment amount is 801,426 TL.
ALTERNATIVE BANK VEHICLE LOAN INTEREST RATE
Alternative Bank provides financing to customers wishing to use vehicle loans at an interest rate of 3.59%. In the case of a 36-month loan, the monthly installment amount is calculated to be 23,149 TL, while the total repayment amount reaches 835,366 TL.
İŞ BANKASI VEHICLE LOAN INTEREST RATE
İş Bankası offers vehicle loans at an interest rate of 3.70% for individual customers wishing to buy new or second-hand vehicles. According to the 36-month payment plan, the monthly installment amount is set at 23,586 TL, while the total repayment amount reaches 851,125 TL.
GARANTİ BANKASI VEHICLE LOAN INTEREST RATE
Garanti BBVA provides financing support at an interest rate of 3.79% for vehicle loans. In the 36-month payment plan, the monthly installment amount is calculated to be 23,947 TL, while the total repayment amount reaches 864,111 TL.
Consumers examining the current vehicle loan interest rates of banks are trying to reach the most suitable offer, especially by comparing monthly installments and total repayment amounts. Experts indicate that the decline in interest rates will be limited and gradual, emphasizing that those considering buying a vehicle should closely follow the current rates.
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