The interest rate on housing loans has decreased! Here is the current interest rate for a loan of 1 million lira.

29.07.2025 17:00

Following the interest rate cut by the Central Bank of the Republic of Turkey, Ziraat Bankası has reduced its housing loan interest rates. The bank lowered the housing loan interest rate from 2.99% to 2.69%.

After the Central Bank lowered its policy interest rate, the expected move came from the public bank. Ziraat Bankası has reduced the housing loan interest rate from 2.99% to 2.69%. With this update, a person taking a loan of 1 million TL will pay 328 thousand TL less compared to the previous period.

Ziraat Bankası Reduced Housing Loan Interest Rate

DECREASE IN HOUSING LOAN INTEREST

With the interest rate reduction, a citizen taking a loan of 1 million TL for 120 months will pay a monthly installment of 28,060 TL with the new rate. The total repayment will be 3 million 367 thousand TL. Under the same conditions, those who took loans with the old interest rate of 2.99% were paying a monthly installment of 30,797 TL, totaling 3 million 695 thousand TL.

WILL THE DECREASE IN LOANS CONTINUE?

Economists state that if the Central Bank continues to lower interest rates in the coming months, banks may gradually reduce loan interest rates as well. This situation means more accessible financing not only for housing loans but also for vehicle and personal loans. Detailed information can be accessed from the bank's official website.

The interest rate on housing loans has decreased! Here is the current interest rate for a loan of 1 million lira.

Following the interest rate cut by the Central Bank of the Republic of Turkey, Ziraat Bankası has reduced its housing loan interest rates. The bank lowered the housing loan interest rate from 2.99% to 2.69%.

DECREASE IN HOUSING LOAN INTEREST

WILL THE DECREASE IN LOANS CONTINUE?

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