5-Year Early Retirement Opportunity: The Government Has Pressed the Button, Here Are the Benefiting Groups

5-Year Early Retirement Opportunity: The Government Has Pressed the Button, Here Are the Benefiting Groups

25.09.2025 10:50

The government is preparing to reduce the number of premium days that Bağkur members need to pay for retirement from 9,000 to 7,200. With this regulation, SSK and Bağkur premiums will be equalized, and small tradespeople will gain the right to retire 5 years earlier. Minister of Labor and Social Security Vedat Işıkhan announced that they plan to implement the regulation in 2026.

The government has taken action to equalize the premium day counts for SSK and Bağkur members. With the regulation being worked on by the Ministry of Labor and Social Security and the Ministry of Treasury and Finance, the number of premium days that Bağkur members need to pay for retirement will be reduced from 9,000 to 7,200.

EXPECTED TO BE IMPLEMENTED IN 2026

Minister of Labor and Social Security Vedat Işıkhan stated in his remarks regarding the issue, "We plan to finalize this matter in the first or second quarter of 2026."

5 YEARS EARLY RETIREMENT AND 542 THOUSAND TL ADVANTAGE

According to the news in Milliyet; with the regulation, Bağkur members will gain the right to retire 5 years early by paying 1,800 days less in premiums. Social Security Consultant Emin Yılmaz noted that when calculated based on the minimum wage, the value of these unpaid premiums in today's money would provide an advantage of 542,000 TL.

WHO WILL BENEFIT?

Yılmaz stated that especially small tradesmen employing 10 or fewer workers will benefit from the regulation, and it is likely that simple taxpayers such as grocers, tailors, shoemakers, tea house operators, and farmers will be included. It is anticipated that large businesses and company partners will remain outside the scope of the regulation.

THERE ARE THOSE WHO CAN RETIRE IMMEDIATELY

According to evaluations made, Bağkur members who have already filled their premium day count but could not retire due to the 9,000-day condition will be able to retire immediately as soon as the regulation comes into effect.

NO EXPECTED DECREASE IN SALARIES

Experts believe that reducing the number of premium days will not lead to a loss in salaries. The salaries of those paying premiums at the lower limit will not fall below 16,811 TL with the contribution of the Treasury.

NO CHANGE IN AGE REQUIREMENT

No changes are anticipated in the new regulation regarding retirement age. Accordingly;

  • For those insured between 09.09.1999 and 30.04.2008, the age requirement remains 58 for women and 60 for men.
  • For those whose insurance starts after 01.05.2008, the age limit starts from 60 and gradually increases to 65.

Experts have stated, "The new regulation will not affect the retirement age, it will only equalize the premium days."

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