18.12.2025 16:25
The end of the year is critical for those planning to make military service and maternity leave debt payments. In the new year, both the increase in the minimum wage and the rise in premium rates to 45% will significantly increase the amounts to be paid. Experts emphasize that applications should be made before the end of the year to avoid being affected by the "double increase."
As the new year approaches, millions of employees, prospective retirees, and citizens planning to make contributions are entering a critical period. The increase in the minimum wage will directly affect not only salaries but also many areas, from social security to retirement, premiums to contribution amounts.
As of January 1, 2025, unemployment benefits, retirement payments, military and maternity contributions, and insurance premiums will be recalculated. Experts indicate that those who do not apply by the end of the year may face much higher amounts in the new year.
WAGE INCREASE WILL AFFECT MANY ITEMS
The increase in the minimum wage will create a chain effect, raising many payment items. Unemployment benefits, voluntary insurance premiums, BAĞ-KUR payments, and premiums for domestic workers will be redefined in the new year. Legal internship and doctoral contributions will also be among the items affected by this increase.
DOUBLE INCREASE WARNING FOR THOSE PLANNING TO MAKE CONTRIBUTIONS
For those considering military and maternity contributions, the process is even more critical. It is expected that both the minimum wage will be increased and the premium rates will rise to 45% at the beginning of the year. Experts emphasize that applying before the end of the year will provide significant financial advantages. In the current system, contributions are calculated based on 32% of the gross minimum wage. Currently, the lowest daily contribution is 277 TL, while the monthly contribution stands at 8,321 TL. For maximum contributions, the monthly amount can reach up to 62,411 TL.
COSTS WILL RISE RAPIDLY IN THE NEW YEAR
Even when the increase in the premium rate comes into effect after January 1, the lowest daily contribution will rise to 390 TL, and the monthly contribution will increase to 11,703 TL. This means that a citizen applying today will gain an advantage of 3,382 TL for just one month of contribution. For those making maximum contributions, this difference exceeds 25,000 TL per month, and with the expected 20-25% increase in the minimum wage, costs are expected to rise even further.
TIME IS RUNNING OUT FOR EYT MEMBERS
For those under the scope of the Retirement Age Victims (EYT) who are missing premium days, the coming days are of great importance. EYT members who complete their contribution processes by the end of the year will be able to obtain retirement rights at a much lower cost compared to the new year.
GSS PREMIUMS HAVE ALREADY INCREASED
Some regulations have already come into effect before the end of the year. As of December 1, 2025, the General Health Insurance (GSS) premium rate has been increased from 3% to 6%. Thus, the lowest monthly premium to be paid under GSS has risen to 1,560 TL.