Attention credit card users! Only a few days left until the new period begins.

Attention credit card users! Only a few days left until the new period begins.

29.09.2025 19:35

The Central Bank has reduced the interest rates applied to credit cards. The contractual interest rate has been lowered from 4.75% to 4.50%, and the late payment interest rate has been decreased from 5.05% to 4.80%. The new rates will be effective as of Wednesday, October 1st.

The Central Bank of the Republic of Turkey (CBRT) recently took a step that will please credit card users. The Central Bank has reduced the interest rates applied to cash withdrawals and credit deposit transactions by 25 basis points for cardholders.

CREDIT CARD INTEREST RATES HAVE DROPPED

According to the decision, the contractual interest rate has decreased from 4.75% to 4.50%. The late payment interest applied to those who delay their payments has also fallen from 5.05% to 4.80%.

WILL BE EFFECTIVE FROM OCTOBER 1

The date on which the decision will be effective has also been announced. The new rates will start to be reflected in bank accounts as of October 1, 2025.

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