22.11.2025 10:35
A gold leasing system developed by a company based in the USA is planned to be implemented in Turkey. The model aims to allow citizens to lease the gold they keep at home to businesses, generating monthly income. While the goal is to bring approximately 4,500 tons of gold, which is currently held at home, into the economy, the system involves leasing gold through fixed-term contracts, with the same weight and quality of gold returned to the citizens at the end of the lease period.
A new model is on the agenda to bring the gold kept under pillows in Turkey into the economy. Developed by a US-based company and used in the refining, jewelry, and industrial sectors in Europe and America, the "gold leasing system" is set to be implemented in Turkey. The system aims to enable citizens to earn regular income by leasing their physical gold to businesses.
THERE IS 300 BILLION DOLLARS WORTH OF GOLD UNDER PILLOWS
Economists state that there are approximately 4,500 tons of gold — worth about 300 billion dollars — kept under pillows in Turkey. This model aims to create passive income for citizens while also providing significant liquidity to the national economy.
WHAT IS THE GOLD LEASING SYSTEM?
According to information on HisseNet, the model is based on individuals leasing their physical gold to businesses under a specific contract. The method, previously used in the US and many European countries, has been widely applied in jewelry, refining, and industrial production processes. In the system, gold owners are matched with businesses in need of gold by licensed intermediary institutions. When the leasing period ends, the gold is returned to the citizen in the same gram and quality it was delivered.
HOW DOES THE SYSTEM WORK?
1. Delivery and Registration
The citizen delivers their physical gold to a bank, refinery, or authorized intermediary; the quality and weight are officially recorded.
2. Leasing Agreement
A contract is made between the parties for 3, 6, or 12 months. The return rate is determined in this contract.
3. Use of Gold
The gold is utilized in production or commercial activities by the contracted firms.
4. Monthly Return
The rental income calculated based on the gram of gold is paid to the citizen every month. Payments can be made in TL, dollars, or gold.
5. Return of Gold
At the end of the period, the gold is returned to the citizen in the same quality and weight it was delivered. For those who wish, the process can be restarted.
ADVANTAGES FOR CITIZENS
- Gold kept at home turns into a source of passive income.
- Risks of loss, theft, and storage are eliminated.
- Since returns can be received in gold, TL, or foreign currency, it provides flexibility in options.